BackCoverage Summary
Survivor Benefits
It’s hard to think about, but it’s important to have a plan in place to provide for your family if something were to happen to you. Survivor benefits provide financial protection in the event of an unexpected event.
Survivor Benefits
| Basic Accidental Death & Dismemberment Insurance | Basic Life | VOLUNTARY EMPLOYEE LIFE | VOLUNTARY SPOUSE LIFE | VOLUNTARY CHILD LIFE | VOLUNTARY AD&D | |
|---|---|---|---|---|---|---|
| Carrier | UNUM | UNUM | UNUM | UNUM | UNUM | UNUM |
| Paid By | Uprise Health | Uprise Health | Employee | Employee | Employee | Employee |
| Benefit Amount | 2x salary | 2x salary | 1–6 times salary, in increments of $10,000 | Increments of $10,000 | $10,000 | Matches Voluntary Life benefit |
| Maximum Benefit | $1,000,000 | $1,000,000 | $500,000 | $250,000, not to exceed 100% of employee’s approved amount | $10,000 | — |
| Guaranteed Issue | $750,000 | $750,000 | $300,000 | $30,000 | — | — |
Carrier
- Basic Accidental Death & Dismemberment Insurance
- UNUM
- Basic Life
- UNUM
- VOLUNTARY EMPLOYEE LIFE
- UNUM
- VOLUNTARY SPOUSE LIFE
- UNUM
- VOLUNTARY CHILD LIFE
- UNUM
- VOLUNTARY AD&D
- UNUM
Paid By
- Basic Accidental Death & Dismemberment Insurance
- Uprise Health
- Basic Life
- Uprise Health
- VOLUNTARY EMPLOYEE LIFE
- Employee
- VOLUNTARY SPOUSE LIFE
- Employee
- VOLUNTARY CHILD LIFE
- Employee
- VOLUNTARY AD&D
- Employee
Benefit Amount
- Basic Accidental Death & Dismemberment Insurance
- 2x salary
- Basic Life
- 2x salary
- VOLUNTARY EMPLOYEE LIFE
- 1–6 times salary, in increments of $10,000
- VOLUNTARY SPOUSE LIFE
- Increments of $10,000
- VOLUNTARY CHILD LIFE
- $10,000
- VOLUNTARY AD&D
- Matches Voluntary Life benefit
Maximum Benefit
- Basic Accidental Death & Dismemberment Insurance
- $1,000,000
- Basic Life
- $1,000,000
- VOLUNTARY EMPLOYEE LIFE
- $500,000
- VOLUNTARY SPOUSE LIFE
- $250,000, not to exceed 100% of employee’s approved amount
- VOLUNTARY CHILD LIFE
- $10,000
- VOLUNTARY AD&D
- —
Guaranteed Issue
- Basic Accidental Death & Dismemberment Insurance
- $750,000
- Basic Life
- $750,000
- VOLUNTARY EMPLOYEE LIFE
- $300,000
- VOLUNTARY SPOUSE LIFE
- $30,000
- VOLUNTARY CHILD LIFE
- —
- VOLUNTARY AD&D
- —
