Income Protection

You and your loved ones depend on your regular income. That’s why Uprise Health offers disability coverage at no cost to the employee to protect you financially in the event you cannot work as a result of a debilitating injury. A portion of your income is protected until you can return to work or you reach retirement age.

Income Protection

Basic Short Term Disability (STD) Insurance

Feature	Detail
Carrier	UNUM
Paid By	Uprise Health
Income Replacement	60%
Maximum Benefit	60%, up to $1,500
Elimination Period	7 days
Benefit Period	12 weeks
Pre-existing Conditions	Certain exclusions, along with pre-existing condition limitations, may apply. See your plan documents or People Operations for details.

Carrier

Detail: UNUM

Paid By

Detail: Uprise Health

Income Replacement

Detail: 60%

Maximum Benefit

Detail: 60%, up to $1,500

Elimination Period

Detail: 7 days

Benefit Period

Detail: 12 weeks

Pre-existing Conditions

Detail: Certain exclusions, along with pre-existing condition limitations, may apply. See your plan documents or People Operations for details.

Short-Term Disability Notes

Short-Term Disability provides income replacement if you are unable to work due to a non-work-related illness or injury, at no cost through Unum.
Benefits begin after the elimination period and continue up to the maximum benefit period shown in the plan summary.
The benefit is coordinated with other income you may receive while disabled.

Basic Long Term Disability (LTD) Insurance

Feature	Detail
Carrier	UNUM
Paid By	Uprise Health
Income Replacement	60%
Maximum Benefit	60%, up to $5,000
Elimination Period	90 days
Benefit Period	Payments will last for as long as you are disabled or until you reach your Social Security Normal Retirement Age, whichever is sooner.
Pre-existing Conditions	Certain exclusions, along with pre-existing condition limitations, may apply. See your plan documents or People Operations for details.